Legal Disclaimer & Copyright Policy

Last Updated: 09 January 2026

Welcome to Calculator Aangan. This document serves as a comprehensive legal statement governing the ownership, usage, and limitations of the content, tools, and services provided on our website (https://calculator.khabaraangan.in/). By accessing or using this website, you acknowledge that you have read, understood, and agreed to the terms outlined below.

1. Copyright and Intellectual Property Rights

The content, design, and technical infrastructure of this website are protected under the Copyright Laws of India and international intellectual property treaties.

Ownership of Assets

Unless otherwise stated, Calculator Aangan, powered by its parent company Khabar Aangan, is the sole owner of all proprietary content available on this platform. This includes, but is not limited to:

Text & Content: All articles, guides, definitions, and blog posts explaining financial concepts.
Calculators & Algorithms: The underlying logic, mathematical formulas, and JavaScript code that power our SIP, EMI, and Tax calculators.
Visual Design: The layout, color scheme (Gold & Black theme), logo, icons, and user interface elements.
Branding: The name “Calculator Aangan,” the concept of the “Digital Courtyard,” and associated taglines.

Technical Attribution

The website’s technical architecture, including the customized WordPress theme functionality, calculation engines, and server-side optimizations, is developed, maintained, and legally protected by our technical partner, RNAM INDIA. Any attempt to reverse-engineer, decompile, or replicate the source code used on this website is a violation of our intellectual property rights and will be met with legal action.

2. Usage License and Restrictions

We grant users a limited, non-exclusive, and revocable license to access and use our calculators for personal, non-commercial purposes.

You are strictly prohibited from:

Reproduction: Copying, distributing, or republishing our content or calculators on another website without express written permission.
Data Scraping: Using automated bots, spiders, or scrapers to extract data, formulas, or content from Calculator Aangan.
Framing: Embedding our calculators via <iframe> on third-party websites without a valid API license or written consent.
Commercial Exploitation: Selling access to our tools or using our content to build a competing commercial product.

If you wish to use our content for educational purposes or media features, please contact us at support@khabaraangan.in for permission.

3. Financial Disclaimer (Critical Notice)

Calculator Aangan is an educational tool, not a Financial Advisor.

The primary purpose of this website is to promote Financial Literacy in India. While we strive to provide the most accurate and up-to-date tools, the results generated by our calculators should be treated as estimates and approximations only.

No Professional Advice

The information provided here does not constitute professional financial, investment, tax, or legal advice.

Investments: Mutual Fund returns (SIP/Lumpsum) are subject to market risks. Past performance is not indicative of future returns. Our calculators use projected rates of return entered by you; actual returns may vary.
Loans: Bank interest rates, processing fees, and EMI tenures vary from bank to bank and borrower to borrower. The figures shown here are indicative.
Taxation: Income Tax laws (New vs. Old Regime) are subject to change by the Government of India. While we update our tools based on the Finance Act 2026, specific tax liabilities depend on individual circumstances.

User Responsibility: You are strongly advised to consult with a SEBI-registered investment advisor, a Chartered Accountant (CA), or a certified bank representative before making any financial decisions based on the calculations provided on this site.

4. Limitation of Liability

Under no circumstances shall Calculator Aangan, Khabar Aangan, or RNAM INDIA (including their directors, employees, and partners) be held liable for any direct, indirect, incidental, consequential, or special damages arising out of:

Financial Loss: Any loss of money, profit, or goodwill resulting from investment decisions made based on our calculators.
Data Errors: Inaccuracies, technical glitches, or downtime of the website.
Third-Party Actions: Any loss caused by third-party websites linked to or advertised on our platform.

Your use of the service is at your sole risk. The service is provided on an “AS IS” and “AS AVAILABLE” basis.

5. Accuracy of Algorithms and Data

We take immense pride in the accuracy of our tools. Our team regularly updates the backend algorithms to reflect:

Latest RBI Repo Rates.
Updated Small Savings Scheme interest rates (PPF, SSY, SCSS).
New Income Tax Slabs for the Financial Year 2025-26.

However, we do not warrant that the website will be error-free. Mathematical rounding differences (e.g., between Excel formulas and JavaScript calculations) may occur. In case of any discrepancy between our result and your bank’s official statement, the bank’s statement shall be considered final.

6. Third-Party Links and Advertisements

Calculator Aangan may host advertisements (such as Google AdSense) and links to third-party websites.

We do not endorse or guarantee the products or services offered by these third-party advertisers.
Clicking on these links may take you to external sites that have their own Privacy Policies and Terms of Service.
We are not responsible for the content or practices of these external sites.

7. DMCA and Copyright Infringement

We respect the intellectual property rights of others. If you believe that any content on Calculator Aangan infringes upon your copyright, please submit a written notice to us.

Your notice must include:

A physical or electronic signature of the copyright owner.
Identification of the copyrighted work claimed to have been infringed.
Identification of the material that is infringing (URL).
Your contact information (Email, Phone).

Please send all copyright-related queries to: info@khabaraangan.in

8. Jurisdiction and Governing Law

This Legal Disclaimer and Copyright Policy shall be governed by and construed in accordance with the laws of India. Any disputes arising out of the use of this website shall be subject to the exclusive jurisdiction of the courts located in Darbhanga, India.

By using Calculator Aangan, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our website.